
Design Matters: How Design Drives Better Outcomes in Financial Services
About this episode
Bob Troyer, founder of RT 322 and former digital product leader at U.S. Bank and SmartBiz Loans, joins Michelle Palomera to make the case for design as a strategic partner rather than a downstream execution function. Troyer recounts how an eight-to-twelve week research initiative underpinned a portal redesign that grew market share by 40%, and explains how reusable design systems saved one client over $15 million in a single year. The conversation covers scaling design through modular components, defining durable design principles, and fostering the kind of creative friction that keeps a design culture genuinely innovative instead of complacent.
In this conversation we dig into what’s actually working, where teams get stuck, and the practical moves leaders can make right now — a candid look at the strategy, the trade-offs, and the human side of building great financial services experiences.
In this episode
- 03:13 The research project that grew market share 40%
- 07:07 "Another version of Excel on the web"
- 10:29 The hidden cost of quick and dirty
- 13:22 How one bank saved $15 million with a design system
- 22:21 Creating productive friction on a team



